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Commercial Agricultural
Lending
The
philosophy of Kinderhook
State Bank
is to provide sound investments in our community that sustain
and promote growth in an industry that is our way of life and
our heritage. We know the importance of agriculture to the
economy of the community. We provide dependable financial
products with great customer service. We welcome you to drop in
or make an appointment at your convenience, whether it’s before
or after banking hours or on your farm.
Our President and Board of
Directors understand agriculture. All have farmed or are currently
farming. Some of our directors are among the most progressive
farmers in Pike County. They understand what it takes to
succeed in today’s agricultural environment.
Kinderhook State Bank
is a strong supporter of the 4-H and FFA
programs and John Wood Community College (JWCC).
We offer loans for most
agricultural purposes
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We know what it takes to successfully support your farming and
business needs.
We have learned from experience that people want to be
treated like individuals.
That’s why we listen to you, and then provide the best possible
solutions for your needs.
No matter how unique.
No matter how varied.
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A short-term
operating loan used for daily
business operating expenses such as crop inputs, rent, feed,
taxes, insurance, repairs, and feeder livestock purchases.
Kinderhook State Bank understands how the cycles of farming
can affect your business. We will work with you to tailor a
loan that fits your operation and your cash flow.
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Kinderhook State Bank offers
quick and convenient loans on equipment and machinery. Our
financing specialists can help you acquire the equipment and
machinery you need, in a way that meets your financial
objectives. Loans can be used for both new and used farm
equipment and machinery, trucks, vehicles, breeding stock,
buildings and/or improvements, irrigation systems, and debt
restructuring.
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Kinderhook State Bank offers
more than just land, building, facilities, improvement, and
restructuring loans. We offer creative financing solutions
designed to meet your individual needs.
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Kinderhook State
Bank offers beginning farmer programs because we believe the
future of farming is in assisting the next generation farmer.
For qualifications
and further information on these programs, please click on the
links below:
FSA
“Down Payment Farm Ownership Loan” Program
Illinois Finance Authority “Beginning Farmer Bond
Program”
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We make innovative use of state
and federal government programs.
Illinois State Treasurer “Link
Deposit Program”
FSA Guaranteed Loan
Programs
Illinois Financing Authority
Programs
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Contact our
Commercial Agricultural Lending staff today!
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